Retire Right · Reader Resource
Retirement Expense Plan
Know exactly what your income needs to cover, now and twenty years from now. A simple worksheet to map your spending and find the gap before it finds you.
Your spending, mapped with inflation built in
Most people know what they spend today. Far fewer know what that same lifestyle costs after decades of inflation. This worksheet does the math for you.
- Enter your monthly costs across seven everyday categories.
- See each one grow to its real cost at retirement, adjusted for inflation.
- Add up your expected income from Social Security, pension, and savings.
- Find "the gap" between what comes in and what you will actually need.
Open it in Adobe Reader and the annual and at-retirement columns fill in automatically. Prefer paper? It prints and fills by hand just as well.
